Does Homeowners Insurance Cover Mold Damage?
Does homeowners insurance cover mold damage?
Sometimes. Coverage is often tied to the cause of the mold condition. When mold results from a covered event, such as a burst pipe, there may be insurance coverage. However, mold associated with long-term leaks, deferred maintenance, or ongoing moisture issues is often excluded.
This is one reason it is important to understand both the moisture source and the extent of the damage when evaluating a mold concern.
Mold Inspection Sciences provides unbiased mold inspection and testing services to help clients better understand mold conditions and make informed decisions about next steps.
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Sometimes, but usually only if mold is a result of a covered event like a burst pipe.
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It often doesn't cover long-term issues caused by leaks or maintenance problems.
